Our Services

RSI provides investors and owners of “at risk” mortgage loan assets and REO properties in Florida a dynamic solution against poor servicing performance. By offering loan level due diligence for acquisition, asset evaluation, and loan servicing management oversight, RSI can provide a more immediate solution to poorly performing assets or ineffective loan servicing.

Portfolio Due Diligence

With years of experience in the South Florida real estate market, our team of real estate agents and brokers provide the most in depth knowledge of values and factors that mitigate it. As part of our valuation due diligence process, a member of our team personally visits each property, inspects public records, examines O & E reports and legal case files, so as to determine the true current value of each asset based upon carry costs, expenses, time frame, and market volatility.

Loan Loss Mitigation

A non-performing loan requires more attention than billing, reach out letters, and servicer phone calls. RSI takes a proactive and creative approach to asset loss mitigation. Our team skip traces borrowers and makes contact in person by door knocking the subject property, potential alternative addresses and places of work. Once contact is made, we illustrate the value in communicating with the lender or servicer and we offer a myriad of options to avoid foreclosure, providing a win-win situation for lender and borrower. Our track record shows a greater than 50% conversion into communication within 60 days of assignment.

Most importantly, in the area of loss mitigation, most of our services are production based, meaning we only get paid if we succeed where others have not. This is unprecedented in the industry but an example of the confidence we have in our capabilities. Another important aspect of our team is the multilingual capabilites of our staff. We have employees that are fluent in both Spanish and Creole (Haitian) so that borrowers cannot hide behind the language gap excuse.

REO Asset Management

RSI believes that micro management and flexibility in the repair of REO Assets is required to obtain the best possible sales results. Lowering sales prices is NOT always the answer. RSI provides clients with a full “turn-key” REO management service that includes the following:

  • Eviction Coordination
  • Redemption/Confirmation Management
  • Cash-for-Relocation Negotiations
  • Property Preservation and Inspections
  • Coordination with Home Owner & Condo Associations
  • Rehab / Repair Management
  • Title Evaluation and Coordination
  • Valuation Review and Marketing
  • Offer Negotiation
  • Closing Coordination and Escrow Management